In today’s volatile global markets, even the most experienced corporate treasury teams can face trading losses. Whether it’s due to FX volatility, commodity price swings, or market miscalculations, losses can impact cash flow, erode investor confidence, and put business expansion plans on hold. The key isn’t just avoiding losses, it’s knowing how to recover effectively […]

African businesses are engaging in cross-border transactions more than ever. From paying overseas suppliers to receiving payments from international clients, the movement of funds across borders has become a daily reality for many organisations. However, while speed, convenience, and competitive foreign exchange rates often dominate conversations, data privacy is increasingly becoming just as important, especially […]

For African businesses engaged in cross-border trade, the exchange rate is a competitive advantage. Recent market analysis suggests that the Nigerian naira is unlikely to depreciate beyond ₦1,600 to the US dollar in the second half of 2025. This forecast, supported by economic data and policy trends, gives businesses a valuable window to plan and […]

In international trade and corporate finance, speed often takes centre stage in discussions around payments. Business leaders talk about “fast transfers” and “instant settlements” as if they were just about convenience. But when you look deeper, faster global settlements aren’t just about speed — they’re about measurable business impact. At Bluebulb, we’ve seen firsthand how […]

After years of restrictions, Nigerian banks have resumed international transactions on Naira debit cards. This move, following a wave of FX policy reforms, marks a potential turning point for businesses, especially SMEs and digital enterprises that rely on cross-border services and suppliers. But what does this mean for your business? A Brief Background: What Changed? […]

The Nigerian currency market in 2025 has been shaped by policies and choices that affect liquidity, pricing, and settlement windows for corporates. Over the past months, the Central Bank of Nigeria (CBN) and other policymakers have introduced reforms and interventions designed to stabilise the naira, tighten governance of FX markets, and improve predictability for businesses […]

Introduction: Nigeria’s FX Reserves Are Rising  In the face of recent economic challenges, Nigeria’s foreign exchange (FX) reserves are projected to reach $41 billion by year-end, representing a potential increase from the current level of just under $34 billion. On the surface, this sounds like welcome news; more reserves typically signal improved currency stability and […]

Introduction: Why Oil Still Matters in Currency Markets Oil is not just fuel; it’s a market mover. For many oil-exporting nations, such as Nigeria, oil prices not only affect government revenues but also impact the overall health of the economy, the stability of exchange rates, and investor confidence. Currency values tend to rise when oil […]

You’d think that in 2025, sending money from Lagos to Nairobi should be as easy as sending a WhatsApp message. After all, we live in the era of instant payments, digital wallets, and global fintech innovation. But for many African businesses, cross-border payments still feel like navigating a maze without a map.  The question is: […]

Cross-border payments drive global trade, but they’re more complex than domestic bank transfers. Understanding the mechanics behind these international payments is essential for treasury teams and global businesses, as it affects cash flow timing, FX exposure, supplier relationships, and overall cost of doing business.  This guide breaks down the process, explains the key players, rails, […]